You can get your Free Debt Snowball Printable Kit by clicking the button below. Once it’s paid, you move onto the next debt. Here you will list each debt from smallest to largest and add in information like your minimum monthly payment and how much extra you pay each month. The third and final page is the Debt Snowball Worksheet. This allows you to see your progress on each debt until you reach that 100% debt payoff section. Here you can list goals and information pertaining to each debt. The second page in the kit is the Debt Payoff Tracker. You will cross off each month as that bill is paid. You will also include your monthly payment and the amounts you have paid on it each month. Here you will list all of your debts from smallest to largest. The first page in the kit is the Debt Snowball Payments page. How to Use The Debt Snowball WorksheetsĪll you need to do is download and print the Debt Snowball Tracker Worksheets. This is based on the principles of Dave Ramsey’s Total Money Makeover Book and Financial Peace University. Since you are paying off your debt smallest to largest, you are able to see progress much faster allowing you to stay motivated to paying the next debt until you are debt free! You keep doing this creating a “snowball effect” until your debt is paid. Once the smallest debt is paid, you take that minimum payment + any extra money you have and you attack the next debt. With that one, you throw everything extra at it until it’s paid off. You then make minimum payments on all your debts except for the smallest debt. Things get out of whack quickly for both low-income and high-income individuals and families. This approach is best for younger, average-income earners who have paid off their high-interest debt. You begin by listing your debts from smallest to largest in terms of the balance. The 50/30/20 budget divides your after-tax income into three separate categories: 50 for needs, 30 for wants and 20 for savings/financial goals. How to Use The Snowball Method to Pay Off Debtĭave Ramsey’s Debt Snowball Method is a way to quickly pay off your debt. These worksheets make it easy to pay off debt quickly and visibly see your progress using the Dave Ramsey debt snowball method. Track your monthly payments and debt payoff progress with these Free Debt Snowball Printable Worksheets.
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As far as the most likely areas to experience an impact, I feel that the Florida peninsula will once again be in the crosshairs for Caribbean-origin systems tracking up across Cuba into southwest Florida and/or the Keys from the south, and for tropical cyclones developing in the SW Atlantic riding the underbelly of the Bermuda high coming in from the SE or east into the state’s east coast, primarily south of the Cape. In June.July and/or early August there may be one or two systems well out in the open Atlantic that generate decent surf and never impact land. I believe most of the activity will occur during the historical heart of hurricane season- the 3rd week of August through first 3 weeks of September (centered around Labor Day) instead of last year’s flurry of late activity when Ian and Nicole assaulted both coasts of the Florida peninsula at the end of September and in early November. Personally, I believe 2023 will have numbers similar to or slightly above last season’s near normal 14/8/2. Stay tuned and watch this space for fresh prognostication! Will update and extend the 7-day forecast through the 4th of July as new data arrives. “The latest run of the GFS model slows the remnant low with minor restrengthening mid-week near Bermuda, reducing the likelihood of a resurgence in long period swell during the remainder of the work week. There is model uncertainty whether pot Cindy’s remnant low will re-generate as a non-tropical low in the Atlantic mid-week given less supportive SST’s as the weak circulation approaches Bermuda. SATURDAY(1July): In the absence of activity in the Atlantic, surf conditions probably dropping back to the typical summer doldrums.įorecast Model Analysis, Tropical Weather Discussion & Extended Outlook (7-14 Days)īoth tropical storms fizzled after enhancing the ESE trade wind fetch with a modest-size long period swell component before they weakened. THURSDAY: Lingering swell depends on whether post-Cindy re-generates into a hybrid gale in the Atlantic as it passes Bermuda mid-week. WEDNESDAY(28June): Wind light offshore in the morning, becoming onshore in the afternoon with waves waves 1-occ 1.5′ ( occ/inc+ early am) in moderate to occ/inc longer period (8-occ 9 sec) east mix swell. TUESDAY: Wind light WSW in the morning becoming onshore in the afternoon with waves 1-1.5′ (occ+ am) in moderate (7 sec) to occ long period (10 sec) ESE swell. MONDAY: Wind SW 5-12 mph in the morning, becoming S/SE 8-15 mph in the afternoon with waves 1-occ 2′ in long period (11 sec) ESE ground swell, with consistency/size best late morning/early afternoon on the incoming tide. Consequently, the 4-7 day portion of the surf forecast is subject to change (even radically up or down) with each model run, and consequently should be taken with a grain (or two) of salt…Ĭoastal Weather Discussion for NE Florida ( often edited by Dean) ( Please note the following disclaimer): The 1-3 day portion of the surf forecast is updated/extended each morning following the latest local and short-term marine weather analysis, then tweaked a bit based on daily analysis of the freshest 6-hour forecast model run illustrating the evolution of wave-generating weather systems in the Atlantic Ocean. The following surf forecast is based on a range of the average height of the highest one third of breaking waves, along with the occasional height of the average highest ten percent of the waves. Skateboard Videos & Photos Skateboarding photos & videos.Surf Shop News Rumblings throughout the stores of Surf Station.Product Reviews Reviews on products we carry in our online store.Surfing Videos & Photos Surfing clips & videos of shredders.Surf Industry News News, videos & content from the surfing world.Girl’s & Women’s News The latest female surf & skate news. Surf Station Team News Photos & updates from Surf Station’s team riders.Contests & Events Contests & events from Florida and around the world. Absolute and conditional discharges for 1 or 3 years respectively.As per CPIC policy, information obtained from the Investigative Databank must be confirmed and authorized for release by the contributing agency. Outstanding entries, such as charges and warrants, judicial orders, Peace Bonds, Probation and Prohibition Orders.The agency has determined that a search of sex offenders with a record suspension is NOT required (e.g., border crossing or visa) therefore, this check is NOT intended for applicants who are seeking volunteer and/or employment with vulnerable persons. This check is intended for applicants who are seeking volunteer and/or employment with agencies that require a Criminal Record and Judicial Matters Check. The Criminal Record and Judicial Matters Check is a collection of offence information, including convictions, outstanding warrants, charges and judicial orders available from a local police agency's Record management system and other systems/Record where authorized. Level 2 Criminal Record and Judicial Matters Check If you require a list of your convictions, you will be advised to attend a private fingerprinting agency. The Ottawa Police does not offer fingerprint services for this type of record check. Volunteers may possess a letter from the volunteer organization on official company letterhead stating that you are seeking a Record Check for the purposes of volunteering at the time of submission. Dispositions including, but not limited to, Withdrawn, Dismissed, and cases of Not Criminally Responsible by Reason of Mental Disorder.Law Enforcement & Record (Managers) Network 10.Youth Criminal Justice Act (YCJA) information beyond applicable disclosure period.Diversions will not be released as police and no reference to the occurrence is permitted (CC S.Any reference to incidents involving mental health.A Vulnerable Sector (VS) Query to ascertain if the applicant has been convicted of and granted a record suspension for any of the sexual offences that are listed in the schedule to the Criminal Record Act (CRA).Special Interest Police (SIP) category of CPIC.Ministry of Transportation information (PARIS).
In leisure hours, Jeremy enjoys spending time with his family, coaching youth sports, and he likes hiking, fishing, water sports, and being outdoors. Lawns system, as he continues to grow his business in the Salt Lake City area by achieving 100% client retention through dedication to his clients, employees and community. Request A Delivery Not a DIYr. Ask us about grading and placement options customized to your needs We offer delivery of all our products and self pick up on select products at our Landscape Center. Lawns franchise in Boise, and is thrilled to be part of the U.S. Salt Lake’s Premium Landscape Delivery Service Rock N Yard delivers high-quality materials for any yard or landscaping projects. In 2014, he had the opportunity to purchase a U.S. They are located in Salt Lake City and have earned recognition for creating high quality landscapes in Salt Lake County and Utah County. By providing quality landscape care through a dedicated and well-trained staff, Jeremy has been able to build a company full of loyal customers, many of which the team continues to serve today. Aeroscape Property Maintenance & Landscaping is a full service landscape company, servicing residential and commercial properties since 2002. We began as a family snow removal company in 1972 and added our landscape maintenance and installation division in 1995. In 2004, he decided to strike out on his own and quickly built a business committed to superior customer service. Landscape Solutions is a locally owned and operated company in Salt Lake City, UT. He attended Ricks College (now known as BYU-Idaho) for Landscape Horticulture before he married and relocated to Boise in 1997, where he spent time working for a few different landscaping firms. As we stayed at a hotel in downtown Salt Lake it was a pleasant walk to Temple Square and a really peaceful place to. He started in the landscape industry in 1993, working at a local nursery and doing landscape installation in the Sandpoint Idaho area. Lawns territories: Boise, Salt Lake City and Utah County. Jeremy Vincent owns and operates three U.S. In some cases, asking for permission may not be necessary, for instance, if the individual is a public figure or deceased individual, but seeking approval will make your work a lot easier. You must approach the individual or their family members and ask for their permission to write about the individual’s life. You must get permission before you write a biography sketch. If a biological sketch is about you, then the same rule applies. When written about someone else’s life, the sketch must explain who the person is and highlight their achievements. It can be written about your own life or someone else’s. Tips And Ideas For Writing Biographical SketchĪ biographical sketch is supposed to paint the abbreviated picture of an individual’s life. You may not be able to answer all the biographical sketch questions fully that is okay as long as you make the final report very interesting. It would be best if you allowed friends, family, and another person who has come across the individual to contribute any vital information to the sketch, as they have the necessary information that can be useful in many ways. It is also essential to check for punctuation, spelling, and verbal usage errors. Please type your biographical sketch with the 12-point font and double-spaced. How friends, family, and other people did remember them?.What did they achieve in and outside of their main occupation?.What happened to them when they joined the military?.Why did they join military or paramilitary forces like the Army or the Boys scout?.How long did they live in their last place of residence?.What are the names of their parents or guardians?.Where is the place of residence of the individual?.A biographical sketch must also have hobbies, friends, interests, and the influence of people in the individual’s life and achievements.Ī biographical sketch should be around 500 words and should include answers to the following questions What Is A Good Example Of A Biographical Sketch?Īn excellent example of a biographical sketch should include information on the individual or family’s names, residence, education, occupation, life activities, and other vital information. Arrange your information logically, and verify your information before putting them out there. When you write a biographical sketch, you must remember the purpose of the sketch, be precise, and highlight the achievements and influences of the person. SciENcv is an electronic system that helps researchers assemble the professional information needed for participation in federally funded research.So, how do your Write a Biographical Sketch? Biosketch and Current & Pending: Science Experts Network Curriculum Vitae (SciENcv).Collaborators and Other Affiliations (COA).NSF Current & Pending Support MUST use SciENcv.NSF Proposal & Award Policies & procedures Guide (PAPPG).NIFA Facilities and Other Resources Template.NIFA Current & Pending Support Template.United States Department of Agriculture (USDA) Please refer to your specific Request for Applications (RFA) for any additional guidelines that may supersede the instructions in the documents provided here. NOTE: These are commonly used forms for sponsor agencies. The card must be of the same suit as the person who started (in this case, the person to the left of the dealer). Then, again in clockwise, each player lays down a card (trick) face up. It can be any heart, diamond or club, but no spades. Playing SpadesĪfter all of the bidding is done, the player to the dealers left begins by playing any card EXCEPT for a spade. There's also a penalty for bidding nil and getting 1 or more tricks. Why would anyone do that though? Well, there's a huge bonus if you can bid nil and succeed. This is basically a player trying NOT to win any tricks. Billy and Sarah's goal is to win at least 5 tricks based on their bids (4+1), Terrance and Beyonce will attempt to win at least 7 (4+3).Īs mentioned previously, a bid of zero is also called a nil bid. A bid of zero or "nil" is another strategy we'll talk about shortly. But be smart and remember that it's very difficult to get all or even half of the tricks. Bidding then continues clockwise around the table. The first player to bid is the person to the left of the dealer. This is the number of tricks that team has to win in order to get a positive score. The teams then add together the total number of bids. Before each round of Spades begins, each player will bid (or guess) how many tricks they will take. Biddingīidding is simply guessing how many "tricks" you can take. The dealer will deal out all of the cards so each player will end up with 13 to start. The goal is to accumulate points, and the first to 500 points wins. You are on the same team as the person across from you and the same goes for the other two. In a typical game, there are four players and two team. During this time, the area was called the Men’s Quarter. In the early 1900s, it serviced print shops, hotels, restaurants, and saloons, which turned into speakeasies when the sale of liquor was prohibited.īy the 1940s, the a lley was the center of Nashville and its nightlife scene. At one point, the alley became home to 13 publishers and 10 printing companies. In the 1800s, several prominent newspapers and publishing houses were headquartered here. Printers Alley traces its roots back to the Golden Age of the American publishing industry. Get the Guide The History of Printers Alley in Nashville Get your copy today so you can spend less time planning and more time experiencing! For more information about Nashville’s best-kept secrets, download our free Nashville Travel Guide ! This helpful resource lists our recommendations for the best places to go during your vacation. If you like the idea of visiting Printers Alley in Nashville, you’ll love all the other eclectic entertainment options available in Music City. If you want to experience the city’s vibrant nightlife but would rather avoid the crowds, Printers Alley is also just one street away from Broadway ! It intersects with Church Street and is right around the corner from the historic district of Nashville. This iconic, off-the-beaten-path destination is home to some of Music City’s original bars, restaurants, and clubs. But it also includes yellowtail sashimi with burnt avocado and lemon jam.Īs opposed to the typical honky tonk menu of peanuts and beer.Downtown Nashville features so many unique shops, limelight venues, and hidden treasures! One of our favorite spaces is the historic Printers Alley in Nashville. There’s another stage, and the menu includes wings, nachos and sandwiches. Honky Tonk is the most rustic venue on the premises. The cocktail menu includes six frozen drinks, like Frosé, a Piña Colada and the Fifty-Fifty, which sees the aforementioned beverages combined into one. The Rooftop Bar takes you outside with views of Broadway, a handsome bar and a mixture of sun and shade. Apply for a membership online, and if you get in, you’ll also gain access to private events and priority reservations throughout the venue. Head upstairs to Honorary Member, a 50-person private cocktail lounge. Settle in, listen to some music and order plates like the 42-ounce Wagyu tomahawk ribeye or lobster spaghetti. Red chairs surround the stage, with horseshoe-shaped tables not far behind. The Supper Club is an attractive spot for dinner and a show. This place is composed of four distinct concepts. Until then, here’s what you need to know. And it just opened its doors, so you might as well walk through them to see what all this is about. The Twelve Thirty Club occupies an entire city block in Nashville, so it’s not one of those unassuming spots you have to know someone to find. He’s also been known to sing and dance a little.īut if you want to drink a rooftop cocktail or see an intimate show from a plush banquette, your best bet is to check out his new restaurant, bar and music venue, all located under one roof. Justin Timberlake owns a tequila brand, started a record label and is a part-owner of the Memphis Grizzlies basketball team. The Twelve Thirty Club is a Multi-Concept Spot with a Supper Club and Cocktail Lounge Urban Daddy | September 29, 2021 The construction is object + the verb ‘to be’ + verb + by + subject. Use the passive to put more emphasis on the object. It doesn’t have any choice in the matter. The mat is the object because it is having something done to it – that is, it’s being sat on. The cat (subject) is doing the sitting (verb). That’s just a fancy grammatical way of saying that the woman (subject) did something (verb) to a fly (object).Īnother simple example of an active sentence is the cat sat on the mat. Most sentences are active and follow a subject + verb + objectconstruction. But the choice can have a dramatic impact on how your message gets across. You switch between passive and active voice all the time, without even thinking about it. It is typically recommended that writers use active voice in academic writing, as it allows the writer to provide direct and concise information.Active voice and passive voice explained – in plain English. Passive Voice: The pizza was (conjugated form of to be)eaten (past participle verb) by the entire team.Īctive Voice: The entire team ate (new conjugated verb) the pizza. The subject should then be placed before the new verb. To change this type of passive voice to an active sentence, remove the verb to be and change the verb form to agree with the subject. Passive Voice: The apples were sold all day.Īctive Voice: The farmer (subject) sold the apples all day.Ĭonjugation and Past Participle: Sentences written in passive voice include a conjugated form of to be followed by the past participle form of the main verb. If the subject or “doer” of the action is not identified, rewrite the sentence with it positioned before the main verb. Missing Subject: The grammatical subject of the sentence is often omitted in passive voice. Passive Voice: A letter (object) was written by him (subject) to his family.Īctive Voice: He (subject) wrote a letter (object) to his family. Switching the position of the object and subject will change the sentence to active voice. Position of subject and object: The position of the subject and the object in a passive sentence are often switched, with the object placed before the verb and the subject placed after. To change a sentence from passive to active, first determine what makes the sentence passive, and then apply one of the following rules: How to change passive voice to active voice Passive Voice: The entire cake was eaten (past participle) by himself. The verb form can determine if a sentence is active or passive.Īctive Voice: He ate (past tense verb) the entire cake by himself. Passive Voice: The fire was extinguished in less than an hour. The subject does not need to be directly identified when using passive voice. Passive Voice: The fence (object) was jumped over by the dog (subject). Interchanging the object and subject determines if a sentence is active or passive.Īctive Voice: The dog (subject) jumped over the fence (object). Passive Voice: object + to be + past participle verb + subject (optional) The placement of the subject, verb, and object determines if a sentence is active or passive. General rules for active and passive voice include the following: The museum is visited each year by hundreds of tourists. The confused customer was helped at the store. The letters were delivered by her yesterday.Īt least two new employees will be hired by the company. Hundreds of tourists visit the museum each year.īelow are examples of sentences written with a passive voice: The salesman helped the confused customer at the store. The company will hire at least two new employees. The following are examples of active voice sentences: passive voice examplesīelow are two lists of example sentences written in both the active and passive voice. Passive voice emphasizes the action or the object within a sentence, limiting the importance of the subject. passive voiceĪctive voice helps writers present their information clearly and concisely. Passive voice sentences often contain a preposition or prepositional phrase, like by. These verbs typically end in -ed, -d, -en, or -t. Past participle refers to an action that was started and completed in the past. Sentences in the passive voice contain a conjugated form of the verb to be (is, was, has been, will be, etc.) and the past participle form of a verb. It is the perfect stealth-mobile because it looks much like the standard-issue Contour. In spite of its sedate profile and seats for four, this much-modified Contour, built exclusively at Ford’s Kansas City Assembly Plant in Claycomo, is more of a sports car than a family sedan. Waiting for it to enter the trailer was sad because this little hot rod and I had become fast friends in the last four months, thanks to its hyperactive V6 engine, 195 horsepower and a slick-shifting gearbox. This specific car, a hand-assembled prototype, built before actual production had begun, was not a “real” car and destined to have a limited life span.ĭid it represent a regular production car? If anything, it would be less reliable, less tight, but it was none of those things. That’s right, a perfectly good automobile had come to the end of its line. Its tenure in our household had expired, and it was heading back to the motor city where it would be scrapped. Only the Contour wouldn’t come back.įord agreed to an extended-use evaluation of the car because living with one reveals much more than a week-long test drive. As I stood in the darkened shopping center parking lot waiting for the truck driver to load the red SVT Contour into his covered transporter for its final trip back to Detroit, I felt like a dad sending his kid off to college. He has taught graduate school in psychology at several universities. He has worked extensively with children and families, and with educational agencies and businesses. is a practicing licensed psychologist in Los Gatos (San Jose), California with over 29 years of experience in clinical, educational, and neuropsychology. Most importantly, the book also lists specific up-to-date resources on where to find information on EEG neurofeedback and how to find providers throughout the world. The book reveals the dramatic personal story of the children of one of the authors who had ADD and seizures and how this led to the proliferation of EEG neurofeedback as a successful intervention helping thousands of people worldwide. Touching case histories that will captivate, educate, and inspire readers are interwoven with detailed, practical information. The authors list specific tests and give case examples of how neurofeedback assessments support effective treatment. Good assessment procedures contribute to proper treatment and appropriate education. The authors define “mental fitness” and explain the role of EEG neurofeedback in bringing about tangible improvement for those struggling with ADD. The authors also give specific procedures and examples of effective behavior modification suitable for children, particularly children with ADD.ĪDD: The 20-Hour Solution explains the self-healing capacities of the human brain and how it can learn or re-learn the self-regulatory mechanisms that are basic to its normal design and function. The book details what parents can do to support treatment, create effective environments, minimize stress and conflict, and get their child on-track to healthy adjustment and development. It discusses other treatment interventions, and how they might complement neurofeedback. This book guides parents in how to talk to doctors, therapists, teachers, and others about ADD. They discuss how to monitor progress, and give specific criteria and methods for evaluating treatment success. They give a step-by-step process of finding and selecting a professional who offers the appropriate EEG neurofeedback services, and describe moving forward safely and sensibly through the process of resolving ADD in only twenty hours, utilizing this innovative treatment method. Steinberg and Othmer take readers through the method by which we can improve the brain’s ability to pay attention and regulate its behavior. (ADHD is the formal designation reflecting that hyperactivity is an additional feature in this variant of the condition.)ĭrs. Read how they address the underlying problem and characteristics of ADD/ADHD, which must be corrected in order for symptoms to resolve. ADD: The 20-Hour Solution explains all that parents of children or adults with ADD or ADHD need to know about how neurofeedback techniques work. The authors specialize in the use of EEG biofeedback techniques (also called neurofeedback) for the attention, behavior, mood, and learning problems of children and adults. describes a powerful remedy for Attention Deficit Disorder (ADD) in straightforward language that every reader will understand. This book (also available on Kindle/click here) by Mark Steinberg, Ph.D. |
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